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AI Agent · Built-in Research Skill

The equity research an investment bank runs. Built for the retail investor.

Most tools hand you a one-line "buy" and hope you don't ask why. This agent runs the same multi-phase workflow a sell-side analyst uses — quality filters, discounted cash-flow valuation, governance forensics, a mandatory bear case — and shows its work on every single parameter.

See how it grades a stock
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Equity Analyst
Quantitative research agent · India + US listed
6 Analysis phases
40+ Parameters graded
2 DCF scenarios
4 Rating outcomes
The gap

Retail investors get tips. Analysts get frameworks.

What retail investors get today

A verdict with no reasoning

A broker note says "buy" and moves on. A finfluencer pumps the bull case and buries the risks. A stock screener throws forty raw numbers at you and leaves you to interpret them alone. None of it tells you whether the returns are real or borrowed, whether the price is stretched, or when to walk away.

What this agent does instead

The full institutional workflow, graded

Every check a sell-side analyst runs — return on capital, growth quality, cash conversion, solvency, promoter governance, discounted cash-flow valuation — scored PASS, FAIL, or FLAG in plain English. A mandatory bear case. A disclosed valuation. A specific entry price. You see exactly why the verdict is what it is.

Tips, screeners, finfluencers

Trust me, it'll go up

  • A rating with no reasoning behind it
  • Raw data you're left to interpret
  • Cherry-picked bull case, no bear case
  • No valuation — just "it'll go up"
  • The same tip pushed to everyone
VS
This agent

Here's the work

  • Every metric graded, in plain English
  • Full discounted cash-flow, inputs shown
  • Mandatory bear case and exit triggers
  • A hard-stop gate that can disqualify outright
  • A specific entry price with margin of safety

It refuses to fake conviction. If the balance sheet is weak or the price is stretched, the verdict says AVOID — and shows you exactly which checks failed. No pumping, no conflicts of interest, no house view to sell you.

The output

Not a suggestion. A graded scorecard.

Every parameter comes back with a status you can read at a glance — and the exact number behind it. Here's what a finished verdict looks like.

Decision
BUY
Quality
STRONG · 82%
Valuation
Fairly valued
ParameterValueStatus
Return on capital (3-yr avg)24%PASS
Revenue growth (3-yr CAGR)18%PASS
Free cash-flow conversion52%FLAG
Debt-to-equity0.3PASS
Promoter pledging0%PASS
Valuation vs. fair value (PEG)1.3FLAG
Bear-case downside-32%WITHIN TOLERANCE
PASS meets the bar FAIL below the bar FLAG watch this Illustrative output — real values are sourced or marked as estimates.
Process

Six phases, run in order, every time

The same disciplined sequence a research desk follows — no step skipped, no red flag glossed over.

01
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Data & hard-stop gate

Pulls filings, transcripts, and shareholding. Runs disqualifying checks — pledging, auditor flags, chronic cash burn — before anything else.

02
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Business context

Model, moat, cyclicality, and concentration risk — so the numbers are read in the right frame, not in a vacuum.

03

Quality filters

Capital efficiency, the 15% growth rule, cash-flow quality, solvency, and governance — each one graded PASS, FAIL, or FLAG.

04
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Valuation

Peer comparison, relative multiples, and a dual discounted cash-flow model — bull and conservative — with every input disclosed.

05
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Sentiment & events

Analyst consensus, institutional buying and selling, earnings-reaction history, and a 90-day event calendar flagged for near-term risk.

06
⚖️

Verdict & strategy

A quality score drives the rating matrix to STRONG BUY, BUY, WATCH, or AVOID — plus an entry price and a staggered buy plan.

Why it matters

Analyst-grade rigour, without the analyst

Institutional discipline, tuned to a long-term investor's profile — a 5-year horizon and a 15% return target.

40+ checks Per stock

Every quality, governance, and valuation parameter an institutional desk would run — each one graded and sourced, never hand-waved.

Both sides Bull and bear

A mandatory bear case, a downside floor, and fundamental exit triggers. Not a pitch — a balanced verdict you can act on with your eyes open.

A price Not just a verdict

A specific entry price with a 20% margin of safety, plus a staggered buy plan tuned to a long-term hold. The decision comes with a plan attached.

Try it

Give me a ticker

Name any listed company — India first, US supported — and I'll run the full framework end to end and hand you the graded verdict.